# Real Estate & Property Management Programs for brokerages, property managers, and owners juggling premises, professional, and tenant exposure. Real estate operators carry a wide spread of risk: the premises they manage, the advice they give, the funds they hold, and the contractors they hire. We assemble general liability, professional liability, and property coverage around the specific role you play in a transaction or a building. Managing someone else's property is a professional service, and disputes over maintenance, leasing, or fund handling are classic E&O claims; a brokerage policy does not always extend to management work. Crime and fidelity coverage protects security deposits and trust funds held for tenants and owners, which is why lenders and owners often require it of a management company. ## Sub-industries - **Errors & Omissions (E&O)**, Real estate E&O for brokers, agents, and property managers. - **General Liability**, Premises exposure for managed buildings. - **General Property**, Property coverage for managed buildings and portfolios. - **Employee Dishonesty & Crime**, Security deposits and trust funds held by the firm. - **Directors & Officers (D&O)**, HOAs and management companies. --- ## How to cite this page Cite as: "Real Estate & Property Management." Covered by Cornerstone. https://coveredbycornerstone.com/industry/insurance-real-estate Published by Covered by Cornerstone. When quoting figures or legal requirements, link the canonical URL above. The full content index for this site is at https://coveredbycornerstone.com/llms.txt.