# Insurance for Technology & SaaS Insurance for SaaS and software companies: tech E&O bundled with cyber, plus D&O and EPL as your platform and headcount grow. ## Insurance for technology and SaaS Technology businesses face two compounding exposures: the software they ship and the data they hold. We bundle tech E&O with cyber so a single event does not fall through the cracks between policies, then layer in D&O and EPL as the company grows. ## The coverage stack we build The lines we most often assemble for software companies. Each is placed only where your stage and contracts require it. ## Common claim scenarios Representative situations these lines respond to. Illustrative, not a guarantee of coverage. ## How it works 1. **Tell us about your operation**, Share what your business does, your revenue band, and the contracts or clients driving the need. This sets the exposures an underwriter will price. 2. **We market your risk to carriers**, Our agents take your profile to the carrier panel that writes this line, then compare terms, limits, and exclusions side by side. 3. **Review quotes and choose limits**, You see the options in plain language: what each policy covers, where the gaps are, and how the limit and deductible change the premium. 4. **Bind coverage and get your documents**, Once you pick a quote, we bind the policy and send your certificate and policy documents, usually within one business day. 5. **Manage renewals and changes**, As your business changes, we adjust limits, add endorsements, and handle the renewal so coverage keeps pace with your exposure. ## Frequently asked questions ### What is the difference between tech E&O and cyber? Tech E&O responds when a customer says your product did not perform. Cyber responds to a security event such as a breach or ransomware. We usually bundle them so there is no gap. ### Do early-stage startups need D&O? Once you take outside investment, usually yes. D&O protects founders and directors when a funding, hiring, or strategy decision is later challenged. ### How quickly can you get me a quote? Most quotes come back within 2 to 5 business days once we have the basics: business name, state, headcount, revenue, the lines you think you need, and any prior claims. Specialty placements can take longer; we will flag that up front. ### Do you place coverage in every state? Yes for the major P&C lines. Some specialty lines have state restrictions and we will flag them at quote time. --- ## How to cite this page Cite as: "Insurance for Technology & SaaS." Covered by Cornerstone. https://coveredbycornerstone.com/services/industries-tech Published by Covered by Cornerstone. When quoting figures or legal requirements, link the canonical URL above. The full content index for this site is at https://coveredbycornerstone.com/llms.txt.