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Who We Are

About Covered by Cornerstone

Business insurance that actually fits your business

Our Mission

Insurance Built Around How You Actually Operate

Cornerstone Insurance Services is an independent agency. We are not tied to a single carrier, which means we can place coverage with the carrier that best fits your industry, claims history, and budget.

  • Independent agency with appointments at 50+ carrier partners

  • Industry-specific risk assessments, not boilerplate quotes

  • Hands-on claims advocacy when something actually goes wrong

  • Annual coverage reviews to keep limits aligned with your growth

Covered by Cornerstone team

By the Numbers

What Our Clients Rely On

Years Experience

28

Years Experience

Filings Completed

525,000+

Filings Completed

States Covered

50

States Covered

Active Clients

1000+

Active Clients

Our Values

What Drives Us Every Day

  • Integrity

    We do what we say, every time. Compliance work has zero tolerance for surprises.

  • Expertise

    Decades of regulatory experience, kept current with every state rule change.

  • Responsiveness

    Specialists answer in hours, not days. Renewals are tracked weeks ahead.

  • Partnership

    Your business is unique. We build a plan that fits how you actually operate.

  • Accuracy

    Every filing is reviewed before it leaves our desks. No retries, no penalties.

  • Transparency

    Atlas gives you real-time visibility into every license, bond, and renewal.

Why we built it this way

Your coverage should keep up with your business.

An independent advisor who shops the market, reviews your policy every year, and stays in the claim.

  1. What you usually get

    A captive agent who sells one carrier.

    The agent quotes the products their company offers, not the market. You get the policy they can sell, priced for a general audience, with the exclusions specific to your operation left in place.

  2. And the worst part

    The claim finds the gap nobody reviewed.

    A claim comes in and you learn what your policy never covered. By then it is too late to add the endorsement, raise the limit, or change the carrier. The exposure was there the whole time, just unread.

  3. How we staff it

    Here, a named advisor owns your account.

    The same person who builds your coverage reviews it every year as you grow, adjusts limits and endorsements as the business changes, and advocates for the claim when something goes wrong. They have a phone number and they answer it.

  4. And they are never alone

    Access to dozens of carriers.

    As an independent agency we place coverage with the carrier that fits your industry and claims history, not the one tied to our paycheck. That access keeps your pricing honest and your policy matched to how you actually operate.

    Meet the team
Why we built it this way
What you usually get

A captive agent who sells one carrier.

The agent quotes the products their company offers, not the market. You get the policy they can sell, priced for a general audience, with the exclusions specific to your operation left in place.

Our Pillars

The People at Our Core

These three have each spent well over a decade at Cornerstone. They have seen the rules change and the industry shift, and they still set the standard the rest of the team works to.

  • Christy Barger

    Christy Barger

    CRO

    Shapes how Cornerstone works with every client, so the relationship stays as dependable as the filings.

    With Cornerstone since 2005

  • Denille Bickford

    Denille Bickford

    Director of Operations

    Keeps the licensing teams trained and the day to day running, so your work is handled right the first time.

    With Cornerstone since 2008

  • Carly Pearson

    Carly Pearson

    Initial Licensing Manager

    Leads the team that gets new licenses filed correctly from the start, which cuts back and forth and prevents problems later.

    With Cornerstone since 2012

All three began as licensing specialists, and each has spent well over a decade with Cornerstone.

The Team

Specialists Behind Every Filing

  • Anna Agee

    Anna Agee

    Researcher

  • Monica Anglin

    Monica Anglin

    Licensing Specialist

  • Christy Barger

    Christy Barger

    CRO

  • Denille Bickford

    Denille Bickford

    Director of Operations

  • Susan Blair

    Susan Blair

    Accounting Specialist

  • Reilly Boehm

    Reilly Boehm

    Customer Success Specialist

  • Jeff Brewer

    Jeff Brewer

    President & CEO

  • Maggie Brown

    Maggie Brown

    Licensing Specialist

  • Gail Burgess

    Gail Burgess

    Licensing Specialist

  • Nathan Carver

    Nathan Carver

    Principal Software Developer

  • Kendrah Cox

    Licensing Specialist

  • Jennifer Cristao

    Jennifer Cristao

    Licensing Specialist

  • Dawn Graham

    Dawn Graham

    Training Manager

  • Michaela Gruber

    Michaela Gruber

    Licensing Assistant

  • Sumita Hunter

    Licensing Specialist

  • Esther HwangBo

    Licensing Specialist

  • Angela Johnston

    Angela Johnston

    Marketing Coordinator

  • Kaylah Jones

    Kaylah Jones

    Licensing Specialist

  • Shayna Kaul

    Shayna Kaul

    Account Executive

  • Claudia Keirn

    Claudia Keirn

    Director of Finance

  • Leslie Keneely

    Leslie Keneely

    Office Manager

  • Jennifer Kim

    Jennifer Kim

    Renewal Department Manager

  • Joe Liffrig

    Joe Liffrig

    CTO

  • Caroline Long

    Caroline Long

    Controller

  • Sheri Long

    Sheri Long

    Staff Accountant

  • Danielle Longamore

    Danielle Longamore

    Licensing Specialist

  • Jody Loyd

    Senior Insurance Agent

  • Jack Lucas

    Jack Lucas

    Full Stack Developer

  • John McKinney

    John McKinney

    CMO

  • Cami Merges

    Bonds Specialist

  • Teri Milhollin

    Licensing Specialist

  • Lauren Murphy

    Lauren Murphy

    Licensing Specialist

  • Brandi Palladino

    Brandi Palladino

    Researcher

  • Whitney Palladino

    Whitney Palladino

    Licensing Specialist

  • Sylvia Park

    Sylvia Park

    Licensing Specialist

  • Carly Pearson

    Carly Pearson

    Initial Licensing Manager

  • Brooke Scheumann

    Brooke Scheumann

    Licensing Specialist

  • Madison Sherer

    Madison Sherer

    Licensing Specialist

  • Jung Shin

    Licensing Specialist

  • Michelle Simpson

    Michelle Simpson

    Business Services Specialist

  • Penny Siniard

    Licensing Specialist

  • Angela Slagle

    Angela Slagle

    Licensing Specialist

  • Candice Smith

    Candice Smith

    Licensing Specialist

  • Paige Stegall

    Senior Licensing Specialist

  • Sydney Strickland

    Sydney Strickland

    Licensing Specialist

  • Meredith Walters

    Meredith Walters

    Initial Registration Specialist

  • Suzanne Weaver

    Suzanne Weaver

    Sr. Account Executive

  • Christina Whitenton

    Christina Whitenton

    Licensing Specialist

  • Gabbrielle Davis Williams

    Gabbrielle Davis Williams

    Licensing Specialist

  • Nicole Womack

    Licensing Specialist

  • Andrea Woodbury

    Andrea Woodbury

    Bond and Insurance Agent

  • Heather Zambrano

    Heather Zambrano

    Licensing Specialist

How we use AI

The tools changed. The judgment did not.

Cornerstone has been placing insurance since 1998. We use AI the way any experienced team uses a good tool: as an assistant that helps our specialists work faster, not as a replacement for their judgment. The models run on Cornerstone infrastructure, not public LLMs, because we take client data seriously. Every application and renewal is reviewed by a licensed specialist before it reaches a regulator.

  • On Our Infrastructure

    Our models run on Cornerstone servers, not public chatbots. Your business information is not sent to a third-party LLM or used to train anyone else's product.

  • An Assistant, Not an Operator

    AI helps our insurance team start their research in the right place and surface the resources to look at. Specialists vet what comes back and make the call.

  • Less Duplicate Work for You

    Atlas figures out what data each form needs, then reuses what you have already given us so the same question does not come around twice. That is how approvals come faster.

Ready to Talk?

Cornerstone Insurance Services is an independent agency. We are not tied to a single carrier, which means we can place coverage with the carrier that best fits your industry, claims history, and budget.

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