Staffing & PEO Firms
What licensing do staffing & peo firms businesses need?
Coverage built for the dual-employer exposure that staffing agencies and professional employer organizations carry.
Industries
Staffing & PEO Firms
Coverage built for the dual-employer exposure that staffing agencies and professional employer organizations carry.
Staffing firms and PEOs sit between the worker and the worksite, which doubles their exposure: they answer for the placements they make and for the employees they put on someone else's floor. Programs blend workers' compensation, professional liability, and employment practices to match that structure.
Because the staffing firm is usually the employer of record, it owns the comp exposure for workers spread across many client sites and job classes. Rating and audit are more complex than for a single-location employer, so the program has to be built for it. Both the staffing firm and the client can be treated as employers of the same worker, which can pull both into a claim; EPL and professional liability tuned for staffing address that overlap.
Sub-Categories
Sub-categories we cover
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Workers' Compensation
Comp across multiple worksites and job classes for the employer of record.
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Errors & Omissions (E&O)
Professional liability for placement and screening errors.
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Employment Practices (EPL)
Dual-employer exposure covering placed workers.
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General Liability
Office and client-site third-party exposure.
Industries
Why operators in staffing & peo firms pick Covered by Cornerstone
- States covered
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All 50
States covered
Licensing, renewals, and registered agent in every jurisdiction you operate.
- Specialist assigned
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1:1
Specialist assigned
A real person who knows the rules for your line of business.
- Typical response
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24 hr
Typical response
Most requests answered the next business day, often sooner.
Talk to an expert
Tell us about your situation and we will follow up within one business day.
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Education
Learn Staffing & PEO Firms licensing end-to-end
A guided walkthrough of license types, bonds, registered agents, and renewals for staffing & peo firms operators.
How we use AI
AI helps our insurance team work faster. Our specialists still own every call.
For operators in Staffing & PEO Firms, AI helps our insurance team start their research in the right place and reuse what you have already submitted, so we spend our time on the judgment calls that matter. A licensed specialist reviews every filing. Your data stays on Cornerstone infrastructure, not in a public chatbot.
On Our Infrastructure
Our models run on Cornerstone servers, not public chatbots. Your business information is not sent to a third-party LLM or used to train anyone else's product.
An Assistant, Not an Operator
AI helps our insurance team start their research in the right place and surface the resources to look at. Specialists vet what comes back and make the call.
Less Duplicate Work for You
Atlas figures out what data each form needs, then reuses what you have already given us so the same question does not come around twice. That is how approvals come faster.
Explore More From Our Team
Tools and references our customers use most.
Industries
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An expert will respond within one business day.
Stay Ahead of the Rules
Recent rule changes, deadline announcements, and state agency updates we are tracking for you.
- Action New York Department of Financial Services NY Jul 13, 2026
DFS Final Adoption for Agent Training Allowance Subsidies Under 3rd Amendment to 11 NYCRR 12
DFS's insurance regulatory activity page shows final adoption dated July 8, 2026 for Agent Training Allowance Subsidies for Certain Life Insurance and Annuity Business under the 3rd Amendment to 11 NYCRR 12, Insurance Regulation 50. The item reflects a completed state rulemaking step during the period.
- Watch New York Department of Financial Services NY Jul 13, 2026
DFS Pre-Proposed Eighth Amendment to 11 NYCRR 16, Special Risk Insurance
New York DFS posted pre-proposed outreach on July 1, 2026 for the Eighth Amendment to 11 NYCRR 16, Insurance Regulation 86, Special Risk Insurance. Outreach comments were due July 13, 2026.
- Action Rhode Island Department of Business Regulation, Insurance Division RI Jul 12, 2026
Rhode Island insurance consent agreement with Equitable entities
Rhode Island DBR Insurance Division entered a consent agreement dated July 2, 2026 in the matter of Equitable Financial Life Insurance Company and Equitable Financial Life Insurance Company of America, order 2025-IN-023. The item is a state financial services enforcement action within the requested period.
- Action New York State Department of Financial Services NY Jul 12, 2026
New York DFS adopted 3rd Amendment to Insurance Regulation 50
On July 8, 2026, DFS posted final adoption of the 3rd Amendment to 11 NYCRR 12, Insurance Regulation 50. The amendment concerns agent training allowance subsidies for certain life insurance and annuity business.
- Watch New York State Department of Financial Services NY Jul 12, 2026
New York DFS pre-proposed outreach on Special Risk Insurance amendment
On July 1, 2026, DFS posted pre-proposed outreach for the Proposed Eighth Amendment to 11 NYCRR 16, Insurance Regulation 86, concerning Special Risk Insurance. Comments were due July 13, 2026.