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Action requiredMaryland Office of Financial RegulationMDOct 19, 2026

Maryland MLO License Portability and Insurance Producer Changes

Effective October 1, 2026, Maryland updated its mortgage loan originator (MLO) licensing to include portability for active service members and modified requirements for affiliated insurance producers.

Effective October 1, 2026, Maryland updated its mortgage loan originator (MLO) licensing to include portability for active service members and modified requirements for affiliated insurance producers.

What changed

Licensing definitions and portability provisions for military personnel and insurance ties were established.

Compliance perspective

Mortgage originators should review their license compliance plans to accommodate these changes.

Key date

Effective date: October 1, 2026.

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