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Action required New York Department of Financial Services NY Jul 17, 2026

Third Amendment to 11 NYCRR 12, Insurance Regulation 50, Final Adoption

On July 8, 2026, New York DFS finalized the Third Amendment to 11 NYCRR 12, Insurance Regulation 50, covering agent training allowance subsidies for certain life insurance and annuity business. DFS said the amendment adjusts subsidy thresholds and takes effect upon publication of the Notice of Adoption in the State Register.

On July 8, 2026, New York DFS finalized the Third Amendment to 11 NYCRR 12, Insurance Regulation 50, covering agent training allowance subsidies for certain life insurance and annuity business. DFS said the amendment adjusts subsidy thresholds and takes effect upon publication of the Notice of Adoption in the State Register.

What changed

The amendment changes threshold treatment for agent training allowance subsidies under the cited insurance regulation. It is a final adoption, not a proposal.

Compliance perspective

Insurance entities affected by Regulation 50 should update internal standards and producer-related payment reviews once the adoption notice is published in the State Register. This item is less relevant for non-insurance financial firms.

Key date

Effective date: July 8, 2026.

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