What We Do
Lawyer Professional Liability (LPL)
Malpractice coverage built around the realities of legal practice.
Lawyer Professional Liability (LPL)
What does prior-acts coverage do for a lawyer?
Prior-acts coverage follows the lawyer, not the matter, so work done before the current policy stays covered. It matters most when an attorney changes firms or a firm changes carriers.
Talk to an expert
Tell us about your situation and we will follow up within one business day.
About lawyer professional liability
LPL is the E&O of the legal profession. It responds to claims of negligence, missed deadlines, conflicts of interest, and bad advice, on a claims-made basis with prior-acts coverage that follows the lawyer, not the matter.
What this policy responds to
The core exposures this coverage line responds to.
Negligence and errors in legal advice or representation
Missed deadlines and statute-of-limitations claims
Conflicts of interest and disqualification disputes
Defense costs in disciplinary inquiries (where sublimited)
Typical operators on this line
Who we most often place this coverage for.
Solo practitioners and partners at small firms
Mid-size firms with multi-state practices
In-house counsel taking on outside engagements
What this policy does not cover
Common gaps clients assume are included. These usually need a separate line or an endorsement.
Bodily injury, property damage, and employee claims
Fee disputes and the return of fees you billed
Dishonest, fraudulent, or criminal acts by the lawyer
What drives the cost
Underwriters price this line on your specifics, not a flat rate. These are the factors that move a premium up or down.
Areas of practice and the risk of each
Firm size and number of attorneys
Claims history and years of prior-acts needed
Limit, deductible, and jurisdiction
Checklist
Lawyer Professional Liability (LPL) checklist
Tell us about your operation
Share what your business does, your revenue band, and the contracts or clients driving the need. This sets the exposures an underwriter will price.
We market your risk to carriers
Our agents take your profile to the carrier panel that writes this line, then compare terms, limits, and exclusions side by side.
Review quotes and choose limits
You see the options in plain language: what each policy covers, where the gaps are, and how the limit and deductible change the premium.
Bind coverage and get your documents
Once you pick a quote, we bind the policy and send your certificate and policy documents, usually within one business day.
Manage renewals and changes
As your business changes, we adjust limits, add endorsements, and handle the renewal so coverage keeps pace with your exposure.
FAQ
Frequently Asked Questions
Ready to Apply?
Start your Lawyer Professional Liability (LPL) application now. Save and resume from any step.
What We Do
Why Covered by Cornerstone for lawyer professional liability (lpl)
- States covered
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All 50
States covered
Filings, agents, and renewals everywhere you do business.
- Specialist assigned
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1:1
Specialist assigned
A real person who knows your filing inside out, start to finish.
- Surprise fees
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0
Surprise fees
Transparent scope and quote up front. No add-ons mid-stream.
What We Do
Malpractice coverage built around the realities of legal practice.
Covered by Cornerstone
How we use AI
AI helps our insurance team work faster. Our specialists still own every call.
For Lawyer Professional Liability (LPL) filings, AI helps our team find the right starting point quickly and reuse data you have already given us, so the work moves without extra effort from you. A licensed Cornerstone specialist reviews everything before it leaves our hands. Your information stays on our infrastructure, not in a public LLM.
On Our Infrastructure
Our models run on Cornerstone servers, not public chatbots. Your business information is not sent to a third-party LLM or used to train anyone else's product.
An Assistant, Not an Operator
AI helps our insurance team start their research in the right place and surface the resources to look at. Specialists vet what comes back and make the call.
Less Duplicate Work for You
Atlas figures out what data each form needs, then reuses what you have already given us so the same question does not come around twice. That is how approvals come faster.
Where this fits
Who buys this, and what usually sits next to it
Industries that carry this line
How the same coverage gets written when the exposure changes.
Often written alongside
The lines that most often share a renewal date with this one.
- Health insurance & benefitsGroup medical, dental, vision, life, and disability for small and mid-size employers.
- Business owner's policy (BOP)General liability and property bundled into one cost-effective policy for smaller operators.
- Commercial autoLiability and physical damage for the vehicles your business owns, leases, or hires.
- Commercial umbrellaExtra liability limits that sit on top of GL, auto, and employer's liability.
Before you request a quote
Get a read on price and gaps before a broker call.
- Insurance cost estimatorPick the lines you are weighing and get an indicative annual premium range in under a minute.
- Coverage gap assessmentA short check across the lines that most often go thin or missing for regulated operators.
- Renewal risk checkerScore the renewals most likely to lapse and rank what to handle first.
New to this line
The two questions everyone asks first, answered without the jargon.
- How business coverage worksLimits, retentions, occurrence vs claims-made, and what a carrier is actually agreeing to pay.
- What business insurance costsThe factors that move a premium, and the ranges regulated operators tend to land in.
- Where E&O is required by lawThe verified state and profession mandates that make this line compulsory rather than optional.
Explore More From Our Team
Tools and references our customers use most.
What We Do
Ready to price lawyer professional liability (lpl)?
Share a few details and an agent will respond within one business day with the lines that fit and the carrier panel we plan to market to.