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Industries

Insurance for Real Estate & Property Management

Programs for brokerages, property managers, and owners juggling premises, professional, and tenant exposure.

Real estate operators carry a wide spread of risk: the premises they manage, the advice they give, the funds they hold, and the contractors they hire. We assemble general liability, professional liability, and property coverage around the specific role you play in a transaction or a building.

What it covers

What this policy responds to

  • Real estate E&O for brokers, agents, and property managers
  • General liability and property for managed buildings
  • Crime coverage for security deposits and trust funds
  • Directors & officers for HOAs and management companies

Who carries it

Typical operators on this line

  • Residential and commercial brokerages
  • Property management companies and HOAs
  • Owners and developers managing their own portfolios

FAQs

Common questions

Do property managers need their own E&O?
Yes. Managing someone else's property is a professional service, and disputes over maintenance, leasing, or fund handling are classic E&O claims. A brokerage policy does not always extend to management work.
What covers tenant security deposits and trust funds?
Crime and fidelity coverage protects funds held in trust against theft or misappropriation, which is why lenders and owners often require it of a management company.

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