What We Deliver

Third-Party Collection Agency Licensing

License applications and bond procurement for third-party collection agencies in all 50 states.

Contract Bonds

Performance, payment, bid, and maintenance bonds for contractors of every size, backed by A-rated carriers.

Fidelity Bonds

ERISA, business services, blanket, and employee dishonesty bonds.

First-Party Collection Licensing

Identify and obtain first-party collection licenses where state law requires them.

NMLS Surety Bonds (ESBs)

Electronic surety bonds for mortgage lenders, brokers, originators, and servicers via NMLS.

Collection Attorney Licensing

Multi-state attorney exemption analysis and collection-agency licensing where required.

Student Loan Servicer License

Licensing for federal and private student loan servicers across the rapidly evolving servicer-license landscape.

Debt Collector Bonds

Collection-agency bonds satisfying state licensing requirements in every regulated state.

Passive Debt Buyer Licensing

Identify states that license passive debt buyers and manage applications, bonds, and renewals.

Lender Bonds

Surety bonds for consumer, commercial, and supervised lenders.

Active Debt Buyer Licensing

Full licensing program for debt buyers who collect on their own purchased portfolios.

Insurance Adjuster Bonds

Public and independent insurance adjuster surety bonds.

Debt Settlement Company Licensing

Debt management and debt settlement company licensing, including trust account and fee-cap compliance.

Credit Service Organization Bonds

CSO surety bonds for credit-repair and related service organizations.

Start a Collection Agency

End-to-end formation and licensing for new ARM industry entrants.

Money Transmitter Bonds

MTL surety bonds matching state-specific bond schedules.

Notary Bonds

Same-day notary bonds for every state requiring one.

Probate Bonds

Executor, administrator, guardian, and conservator probate bonds.

Errors & Omissions (E&O)

Protect your business from claims of professional negligence, errors, or inadequate work. E&O insurance covers legal defense costs and settlements arising from mistakes or failure to deliver services as expected.

Credit Grantor Licensing

Licensing for businesses extending credit directly to consumers.

Consumer Lending Licensing

Multi-state consumer-lending licensing for installment lenders and credit-grantors.

Employment Practices Liability (EPLI)

Shield your business from employee-related claims including wrongful termination, discrimination, harassment, and retaliation. EPLI covers legal defense and damages.

Supervised Lender Licensing

Licensing for lenders making loans above the small-loan rate caps in supervised-lender states.

Workers' Compensation

Statutory workers' compensation insurance covers medical expenses, lost wages, and rehabilitation for employees injured on the job. Required in nearly every state for businesses with employees.

Payday & Small Dollar Lending Licensing

Payday and small-dollar lender licensing across the patchwork of state regulatory regimes.

Directors & Officers (D&O)

Protect your company's directors and officers from personal liability arising from decisions made in their capacity as leaders. D&O insurance covers legal fees, settlements, and judgments.

Commercial Lending Licensing

Business and commercial lender licensing in states that regulate non-consumer credit.

Student Loan Lender Licensing

Licensing for private student-loan originators.

Employee Theft / Fidelity

Cover losses from employee dishonesty, theft, fraud, or forgery. Fidelity bonds and crime insurance protect your business assets from internal threats.

Lawyer Professional Liability (LPL)

Specialized malpractice coverage for attorneys and law firms. LPL insurance covers claims of negligence, errors in legal advice, missed deadlines, and conflicts of interest.

Motor Vehicle Sales Finance Licensing

Licensing for indirect auto lenders and motor vehicle sales finance companies.

Umbrella / Excess Liability

Extend your coverage limits beyond your primary policies. Umbrella insurance provides an additional layer of protection against catastrophic claims that exceed the limits of your underlying liability policies.

Start a Lending Business

Formation, licensing, and bond procurement for new lenders.

Mortgage Lender & Broker Licensing

NMLS company licensing for mortgage lenders and brokers in all 50 states.

Mortgage Servicer Licensing

Servicer licensing across the states that regulate residential mortgage servicing.

Mortgage Loan Originator (MLO) Licensing

Individual MLO licensing through NMLS, including pre-licensing education and SAFE testing.

Mortgage Note Investor Licensing

Licensing for investors who purchase and hold residential mortgage notes.

Start a Mortgage Business

End-to-end formation, NMLS registration, and state licensing for new mortgage lenders and brokers.

Money Transmitter License

Multi-state money transmitter licensing for payment processors, fintechs, and crypto businesses.

Cryptocurrency Licensing

BitLicense, money transmitter, and crypto-specific licensing across applicable states.

Start a Money Transmitter Business

End-to-end FinCEN registration, BSA/AML build-out, and state licensing for new payment and money services businesses.

Start a Crypto Business

End-to-end regulatory mapping, FinCEN registration, and state-by-state licensing for new cryptocurrency and digital asset businesses.

Business Entity Formation

LLC, corporation, and partnership formation in all 50 states, structured for licensing readiness.

Registered Agent Services

Registered agent services in all 50 states with regulatory mail handling and digital delivery.

Beneficial Ownership Reporting

FinCEN BOI reporting under the Corporate Transparency Act.

Background Checks

Compliant, fast, and admissible background-check packages. Authorization links are sent to subjects directly; results route to the right state regulator.

Business Insurance

The core coverage stack every business needs, assembled around how you actually operate rather than a generic package.

Professional Liability Insurance

Also called errors and omissions (E&O), it covers the financial harm a client says your work, advice, or services caused.

Errors & Omissions (E&O) Insurance

Cover the cost of defending and settling claims that you made a mistake, missed a step, or gave bad advice.

Tech E&O Insurance

E&O purpose-built for technology businesses, software vendors, and platform operators.

Data Liability Insurance

Coverage for claims arising from how you collect, store, and use third-party data.

Cyber Liability & Data Breach Insurance

Pay for breach response, notification, regulatory inquiries, and the business interruption that follows a cyber event.

Employment & Management Liability

The bundle that protects your leaders, your hiring decisions, and your treasury from internal exposure.

Employment Practices Liability (EPL)

Defense and damages for the most common employee-driven claims.

Directors & Officers (D&O) Insurance

Personal-asset protection for the people making decisions on behalf of the company.

Employee Dishonesty & Crime

Cover losses to your own treasury from internal theft, forgery, and fraud.

Lawyer Professional Liability (LPL)

Malpractice coverage built around the realities of legal practice.

General Liability Insurance

The third-party bodily injury and property damage policy every business should carry.

General Property Insurance

Coverage for the building, equipment, inventory, and improvements you depend on.

Workers' Compensation

Statutory coverage for employees injured on the job. Required in nearly every state.

Health Insurance & Benefits

Group medical, dental, vision, and ancillary benefits packaged for small and mid-size employers.