Cyber Liability by state
Arkansas data breach notification law and cyber insurance
Direct answer
What is Arkansas's data breach notification law?
Arkansas's breach notification law (Ark. Code sect. 4-110-101 et seq.) requires businesses to notify affected residents in the most expedient time and manner possible and without unreasonable delay after a breach of personal information. Arkansas requires businesses to notify residents of breaches of unencrypted personal information without unreasonable delay, once the business determines harm is reasonably likely.
What the statute requires
Arkansas requires businesses to notify residents of breaches of unencrypted personal information without unreasonable delay, once the business determines harm is reasonably likely. Cyber liability coverage typically pays for the forensic analysis, legal review, and notification costs behind that determination.
- Consumer notification deadline
- In the most expedient time and manner possible and without unreasonable delay
- Regulator notice
- Notify the Arkansas Attorney General when a breach affects more than 1,000 individuals, at the same time affected individuals are notified or within 45 days of determining a reasonable likelihood of harm, whichever occurs first.
- Safe harbor
- Notification is not required if the compromised data was encrypted, and disclosure is not required if the business reasonably determines there is no likelihood of harm to consumers.
- Enforcement
- Violations are enforceable by the Attorney General as deceptive trade practices, which allow civil penalties and injunctive relief.
Statutes and sources
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Arkansas Personal Information Protection Act
Ark. Code sect. 4-110-101 et seq.
Regulator: Arkansas Attorney General . Last verified 2026-07-29 from the official source .
Related Arkansas compliance pages
Cyber Liability in other states
- Alabama
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- Kentucky
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- Mississippi
- Missouri
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- Nevada
- New Hampshire
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- New Mexico
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- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
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