Cyber Liability by state
Texas data breach notification law and cyber insurance
Direct answer
What is Texas's data breach notification law?
Texas's breach notification law (Tex. Bus. & Com. Code sect. 521.053) requires businesses to notify affected residents without unreasonable delay and not later than 60 days after determining that a breach occurred after a breach of personal information. Texas requires businesses to notify affected residents within 60 days of determining a breach, with Attorney General notice within 30 days when 250 or more residents are affected.
What the statute requires
Texas requires businesses to notify affected residents within 60 days of determining a breach, with Attorney General notice within 30 days when 250 or more residents are affected. Cyber liability insurance typically covers the forensics, notification, and legal review this statute drives.
- Consumer notification deadline
- Without unreasonable delay and not later than 60 days after determining that a breach occurred
- Regulator notice
- Notify the Texas Attorney General not later than 30 days after determining a breach occurred when it affects 250 or more Texas residents.
- Credit bureau notice
- Notify consumer reporting agencies when a breach requires notice to more than 10,000 residents.
- Safe harbor
- Notification is not required if the compromised data was encrypted and the encryption key was not acquired.
- Enforcement
- Violations are enforceable by the Attorney General, who may seek civil penalties for each breach subject to a statutory cap.
Statutes and sources
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Texas Identity Theft Enforcement and Protection Act
Tex. Bus. & Com. Code sect. 521.053
Regulator: Texas Attorney General . Last verified 2026-07-29 from the official source .
Related Texas compliance pages
Cyber Liability in other states
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- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
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