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Cyber Liability by state

Georgia data breach notification law and cyber insurance

Direct answer

What is Georgia's data breach notification law?

Georgia's breach notification law (Ga. Code sect. 10-1-910 et seq.) requires businesses to notify affected residents in the most expedient time possible and without unreasonable delay after a breach of personal information. Georgia requires information brokers and data collectors to notify affected residents of breaches of unencrypted personal information without unreasonable delay.

Reviewed by Cornerstone Staff28 years of financial services state licensing experienceLast verified July 29, 2026

What the statute requires

Georgia requires information brokers and data collectors to notify affected residents of breaches of unencrypted personal information without unreasonable delay. Cyber liability insurance generally funds the forensics, notification, and legal review needed to meet these obligations.

Consumer notification deadline
In the most expedient time possible and without unreasonable delay
Credit bureau notice
Notify consumer reporting agencies when a breach requires notice to more than 10,000 residents.
Safe harbor
Notification is not required if the compromised data was encrypted or redacted and the encryption key was not acquired.
Enforcement
The statute applies primarily to information brokers and data collectors, and enforcement may proceed under the state's fair business practices law.

Statutes and sources

  • Georgia Personal Identity Protection Act

    Ga. Code sect. 10-1-910 et seq.

Regulator: Georgia Attorney General . Last verified 2026-07-29 from the official source .

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