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Cyber Liability by state

Iowa data breach notification law and cyber insurance

Direct answer

What is Iowa's data breach notification law?

Iowa's breach notification law (Iowa Code sect. 715C.1 et seq.) requires businesses to notify affected residents in the most expeditious manner possible and without unreasonable delay after a breach of personal information. Iowa requires businesses to notify affected residents of breaches of unencrypted personal information without unreasonable delay, with Attorney General notice when more than 500 residents are affected.

Reviewed by Cornerstone Staff28 years of financial services state licensing experienceLast verified July 29, 2026

What the statute requires

Iowa requires businesses to notify affected residents of breaches of unencrypted personal information without unreasonable delay, with Attorney General notice when more than 500 residents are affected. Cyber liability insurance typically covers the forensics, notification, and legal review this statute drives.

Consumer notification deadline
In the most expeditious manner possible and without unreasonable delay
Regulator notice
Notify the Iowa Attorney General within five business days after notifying consumers when a breach affects more than 500 Iowa residents.
Safe harbor
Notification is not required if the compromised data was encrypted and the encryption key was not acquired, or where an investigation finds no reasonable likelihood of harm.
Enforcement
Violations are unlawful practices under the state's consumer fraud law, enforceable by the Attorney General.

Statutes and sources

  • Iowa Personal Information Security Breach Protection Law

    Iowa Code sect. 715C.1 et seq.

Regulator: Iowa Attorney General . Last verified 2026-07-29 from the official source .

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