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Cyber Liability by state

Florida data breach notification law and cyber insurance

Direct answer

What is Florida's data breach notification law?

Florida's breach notification law (Fla. Stat. sect. 501.171) requires businesses to notify affected residents as expeditiously as practicable and without unreasonable delay, but no later than 30 days after determining a breach occurred after a breach of personal information. Florida requires businesses to notify affected residents within 30 days of determining a breach and to notify the Department of Legal Affairs when 500 or more residents are affected.

Reviewed by Cornerstone Staff28 years of financial services state licensing experienceLast verified July 29, 2026

What the statute requires

Florida requires businesses to notify affected residents within 30 days of determining a breach and to notify the Department of Legal Affairs when 500 or more residents are affected. Cyber liability insurance typically covers the forensics, notification, and legal review this short deadline demands, along with defense of regulatory penalties.

Consumer notification deadline
As expeditiously as practicable and without unreasonable delay, but no later than 30 days after determining a breach occurred
Regulator notice
Notify the Florida Department of Legal Affairs within 30 days when a breach affects 500 or more Florida residents.
Credit bureau notice
Notify consumer reporting agencies without unreasonable delay when a breach requires notice to more than 1,000 residents.
Safe harbor
Notification is not required if the compromised data was encrypted, secured, or modified so as to be unusable, and disclosure may be excused where an investigation finds no likelihood of harm.
Enforcement
Violations are treated as unfair or deceptive trade practices, and the statute authorizes civil penalties tied to the length of the delay in notifying.

Statutes and sources

  • Florida Information Protection Act of 2014

    Fla. Stat. sect. 501.171

Regulator: Florida Attorney General . Last verified 2026-07-29 from the official source .

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