Cyber Liability by state
Ohio data breach notification law and cyber insurance
Direct answer
What is Ohio's data breach notification law?
Ohio's breach notification law (Ohio Rev. Code sect. 1349.19) requires businesses to notify affected residents in the most expedient time possible but not later than 45 days following discovery of the breach after a breach of personal information. Ohio requires businesses to notify affected residents within 45 days of discovering a breach of unencrypted personal information that creates a material risk of harm.
What the statute requires
Ohio requires businesses to notify affected residents within 45 days of discovering a breach of unencrypted personal information that creates a material risk of harm. Cyber liability insurance typically covers the forensics, notification, and legal review this deadline demands.
- Consumer notification deadline
- In the most expedient time possible but not later than 45 days following discovery of the breach
- Credit bureau notice
- Notify consumer reporting agencies when a breach requires notice to more than 1,000 residents.
- Safe harbor
- Notification is not required if the compromised data was encrypted or redacted, or where the breach does not create a material risk of identity theft or fraud.
- Enforcement
- Violations are enforceable by the Attorney General, who may seek civil penalties for a pattern of noncompliance.
Statutes and sources
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Ohio Breach of Security of Computerized Personal Information Data Law
Ohio Rev. Code sect. 1349.19
Regulator: Ohio Attorney General . Last verified 2026-07-29 from the official source .
Related Ohio compliance pages
Cyber Liability in other states
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- Wisconsin
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