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Cyber Liability by state

Colorado data breach notification law and cyber insurance

Direct answer

What is Colorado's data breach notification law?

Colorado's breach notification law (Colo. Rev. Stat. sect. 6-1-716) requires businesses to notify affected residents in the most expedient time possible and without unreasonable delay, and not later than 30 days after determining a breach occurred after a breach of personal information.

Reviewed by Cornerstone Staff28 years of financial services state licensing experienceLast verified July 29, 2026

What the statute requires

Colorado requires notice to affected residents within 30 days of determining a breach, with Attorney General notice when 500 or more residents are affected. Cyber liability insurance typically covers the forensics, legal review, and notification expenses this tight deadline demands.

Consumer notification deadline
In the most expedient time possible and without unreasonable delay, and not later than 30 days after determining a breach occurred
Regulator notice
Notify the Colorado Attorney General not later than 30 days after determining a breach occurred when the breach affects 500 or more Colorado residents.
Credit bureau notice
Notify consumer reporting agencies when a breach requires notice to 1,000 or more residents.
Safe harbor
Notification is not required if the compromised data was encrypted and the confidential process or key was not acquired.
Enforcement
The Attorney General may bring an action for violations, including civil penalties available under the state's consumer protection law.

Statutes and sources

  • Colorado Consumer Data Breach Notification Law

    Colo. Rev. Stat. sect. 6-1-716

Regulator: Colorado Attorney General . Last verified 2026-07-29 from the official source .

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