Workers' Compensation by state

Workers' compensation requirements in Alaska

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Direct answer

Does Alaska require workers' compensation insurance?

Yes. Alaska requires workers' compensation coverage once a business has one or more employees, under the Alaska Workers' Compensation Act. Alaska requires workers' compensation coverage for essentially every employer with one or more employees, whether full-time, part-time, or seasonal. The mandate applies from the first hire, so new businesses need a policy in place before payroll starts.

Reviewed by Cornerstone Staff28 years of financial services state licensing experienceLast verified July 29, 2026

How the mandate works

Alaska requires workers' compensation coverage for essentially every employer with one or more employees, whether full-time, part-time, or seasonal. The mandate applies from the first hire, so new businesses need a policy in place before payroll starts.

Coverage trigger: One or more employees
If you go without coverage: Operating without required coverage can bring stop-work orders and civil penalties assessed per uninsured employee workday, and injured-worker claims fall directly on the business.

Notable exemptions

Exemptions are narrow and fact-specific; confirm your situation with the regulator or an agent before relying on one.

Sole proprietors and partners with no employees
Certain executive officers of corporations who elect out
Part-time babysitters, harvest help, and some domestic workers

Statutes and sources

Alaska Workers' Compensation Act

Alaska Stat. sect. 23.30.005 et seq.

Regulator: Alaska Division of Workers' Compensation . Last verified 2026-07-29 from the official source .

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