Workers' Compensation by state

Workers' compensation requirements in Kansas

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Does Kansas require workers' compensation insurance?

Yes. Kansas requires workers' compensation coverage once a business has one or more employees, under the Kansas Workers Compensation Act. Kansas requires most employers to carry workers' compensation coverage, with a limited exclusion for very small payrolls and certain agricultural operations.

Reviewed by Cornerstone Staff28 years of financial services state licensing experienceLast verified July 29, 2026

How the mandate works

Kansas requires most employers to carry workers' compensation coverage, with a limited exclusion for very small payrolls and certain agricultural operations. Coverage is obtained through private insurers or an approved self-insurance program.

Coverage trigger: One or more employees
If you go without coverage: Failing to secure required coverage can bring civil penalties and direct liability for an injured worker's benefits.

Notable exemptions

Exemptions are narrow and fact-specific; confirm your situation with the regulator or an agent before relying on one.

Employers with an estimated annual payroll below the statutory gross-payroll threshold
Certain agricultural pursuits
Some realtors and owner-operators who elect out

Statutes and sources

Kansas Workers Compensation Act

Kan. Stat. Ann. sect. 44-501 et seq.

Regulator: Kansas Division of Workers Compensation . Last verified 2026-07-29 from the official source .

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