Workers' Compensation by state

Workers' compensation requirements in Nevada

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Does Nevada require workers' compensation insurance?

Yes. Nevada requires workers' compensation coverage once a business has one or more employees, under the Nevada Industrial Insurance Act. Nevada requires employers with one or more employees to carry workers' compensation coverage. Coverage is provided through private insurers or an approved self-insurance program.

Reviewed by Cornerstone Staff28 years of financial services state licensing experienceLast verified July 29, 2026

How the mandate works

Nevada requires employers with one or more employees to carry workers' compensation coverage. Coverage is provided through private insurers or an approved self-insurance program.

Coverage trigger: One or more employees
If you go without coverage: Operating without required coverage can bring premium-penalty assessments, administrative fines, and possible criminal liability for the responsible parties.

Notable exemptions

Exemptions are narrow and fact-specific; confirm your situation with the regulator or an agent before relying on one.

Sole proprietors, who may elect coverage
Certain household domestic service
Some casual employment and specified agricultural labor

Statutes and sources

Nevada Industrial Insurance Act

Nev. Rev. Stat. sect. 616A.010 et seq.

Regulator: Nevada Division of Industrial Relations, Workers' Compensation Section . Last verified 2026-07-29 from the official source .

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