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Workers' Compensation by state

Workers' compensation requirements in Wyoming

Required, state fund only

Direct answer

Does Wyoming require workers' compensation insurance?

Yes. Wyoming requires workers' compensation coverage, and it is a monopolistic state: employers buy the policy through the state fund rather than the private market. Wyoming requires workers' compensation coverage for employees in the employments the statute designates as covered, and coverage must be obtained through the state fund administered by the Department of Workforce Services.

Reviewed by Cornerstone Staff28 years of financial services state licensing experienceLast verified July 29, 2026

How the mandate works

Wyoming requires workers' compensation coverage for employees in the employments the statute designates as covered, and coverage must be obtained through the state fund administered by the Department of Workforce Services. Private workers' compensation policies are not sold in Wyoming.

Coverage trigger
Employees in statutorily covered, extrahazardous, and other listed employments
Monopolistic state
Wyoming is a monopolistic state, so the workers' compensation policy is purchased through the Department of Workforce Services (DWS) rather than the private market. A broker can still help arrange the rest of the insurance program, including stop-gap employers liability coverage that the state fund does not provide.
If you go without coverage
Employers that fail to secure required state-fund coverage can face penalties, interest, and personal liability for an injured worker's benefits.

Notable exemptions

Exemptions are narrow and fact-specific; confirm your situation with the regulator or an agent before relying on one.

  • Sole proprietors, partners, and certain corporate officers and LLC members who may elect coverage
  • Some employments not designated as covered under the statute
  • Certain private household and casual employment

Statutes and sources

  • Wyoming Worker's Compensation Act

    Wyo. Stat. Ann. sect. 27-14-101 et seq.

Regulator: Wyoming Department of Workforce Services, Workers' Compensation Division . Last verified 2026-07-29 from the official source .

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